Effective date: 12 May 2025 | Last updated: 12 May 2025
1 · Acceptance of the Terms
By accessing www.econdoctor.com (the “Site”) or using any service operated by EconDoctor – Sylvain Hours (“EconDoctor,” “we,” “us,” “our”), you agree to be bound by these Terms & Conditions (“Terms”) and to comply with all applicable laws and regulations. If you do not agree, please do not use the Site.
2 · Who We Are
EconDoctor – Sylvain Hours
Saint Julien d'Arpaon
48400 Cans et Cévennes
SIRET : 910 526 979
Email: admin@econdoctor.com
3 · Changes to the Terms
We may modify these Terms at any time. Material changes will be announced via a notice on the Site or by e‑mail if you have an account. Continued use after the effective date constitutes acceptance of the revised Terms.
4 · Use of the Site
- You must be at least 16 years old (or the age of digital consent in your country) to create an account.
- You agree not to copy, distribute, or modify Site content except as expressly permitted.
- You will not engage in unlawful, abusive, or disruptive behaviour on the Site.
5 · Intellectual Property
All articles, videos, source code and trademarks on the Site are the property of EconDoctor or third parties and are protected by copyright and other laws. Limited personal, non‑commercial use is allowed; any other use requires prior written consent.
6 · User‑Generated Content
If you submit comments or materials (“UGC”), you grant EconDoctor a worldwide, royalty‑free licence to use, reproduce and display that UGC in connection with the Site. You warrant that you own or have rights to the UGC and that it does not infringe any third‑party rights.
7 · Cookies & Similar Technologies
We use cookies to operate and improve the Site. Essential cookies (e.g. PHPSESSID) are set automatically. Analytics and marketing cookies are set only after you click “Accept” on our cookie banner. You can withdraw consent at any time via “Manage cookies” in the footer or by clearing browser storage. Full details are in our Privacy Policy.
8 · Links to Third‑Party Sites
The Site may contain links to external websites. We have no control over, and assume no responsibility for, the content or practices of any third‑party sites.
9 · Disclaimer of Warranties
The Site is provided “as is.” EconDoctor makes no warranties, express or implied, including but not limited to fitness for a particular purpose or non‑infringement. Information on the Site is for educational purposes only and does not constitute professional financial advice.
10 · Limitation of Liability
To the fullest extent permitted by law, EconDoctor shall not be liable for any indirect, incidental, special or consequential damages arising out of your use of the Site.
11 · Indemnification
You agree to indemnify and hold harmless EconDoctor from any claim or demand arising out of your breach of these Terms or your misuse of the Site.
12 · Governing Law & Jurisdiction
These Terms are governed by French law. Any dispute shall be submitted to the exclusive jurisdiction of the courts of Lyon, France, unless otherwise required by consumer‑protection rules in your country of residence.
13 · Severability
If any provision of these Terms is found unenforceable, the remaining provisions will remain in full force and effect.
14 · Contact
Questions about these Terms? E‑mail us at admin@econdoctor.com.